In the Personal tab, click on the Deposits link. Calculate how much you want to deposit and for how long, and how much interest we will credit you. Next, click on the "Open a deposit" button. If you are already a client, log in to your Inbank online banking, if not, we will ask you to prove your identity. Then just fill out a simple and short application. After completing the application and agreeing on the contract, make a transfer from your bank account in the amount of your chosen deposit, using the reference number you will find in the contract. The amount of the deposit must be transferred to the Inbank account within 7 days of the conclusion of the contract, otherwise the contract will be automatically cancelled.

Anyone who is 18 years of age, a natural person having Czech tax residency and has Czech citizenship or permanent residence in the Czech Republic. Within know-your-customer process we will ask you for identifying yourself, you can use convenient way of Bank iD or send us copy of your IDs along with verification payment from your Czech bank account.

You can transfer the money intended as a deposit in Inbank very easily already during its negotiation (and no longer than 7 days after the conclusion of the contract) by using the PSD2 PIS service. You do not have to enter the transfer at your bank, we will prepare everything for you and you just confirm it in your online banking. Of course, you can make a one-off transfer from your bank to our account with the appropriate reference number. You will find the payment details after you have arranged the deposit account by logging into your Inbank online banking. In the Deposits tab, search for your deposit account, click on the details and then on the button "Deposit funds to deposit account"

Yes - both at the stage of concluding the deposit agreement and during the term of the deposit, you can choose whether the deposit should be automatically renewed. The deposit is renewed with interest on a new deposit for the same period as the original deposit and has an interest rate according to rates applicable to deposits on the renewal date. In the case of automatic renewal of the deposit, Inbank may increase the interest rate after the renewal with a bonus. After the automatic renewal, the deposit can be terminated at any time without losing the interest accrued before the renewal. If you want to change the termination or renewal options, you can do so no later than 2 days before the maturity date of the deposit.

After terminating or ending the deposit (unless you have chosen the automatic renewal option), we will transfer the funds to the account from which you credited the deposit. We transfer the funds at the latest on the next business day after the end of the deposit. If your bank account has changed, please inform us by sending a message from the e-mail address provided in Inbank.

If you concluded your deposit agreement through a distance communication channel (for example, online), you have the right to withdraw from the agreement within 14 days from the date it was concluded. You can do this by clicking the Withdraw button in Internet Banking or by sending a request to info@inbank.cz.

If the 14-day withdrawal period has expired, you may request the early termination of your deposit by sending a request to the same email address. Inbank will review your request and decide whether early termination can be granted. If you withdraw from the agreement or your deposit is terminated early, no interest is paid for the deposit period. The deposit amount will be transferred to your bank account within 30 days of receiving your withdrawal request or from the early termination of the deposit agreement. If you would like to receive the deposit amount sooner, Inbank may charge an early payout fee in accordance with the applicable price list.

Interest from deposits is subject to withholding tax in the Czech Republic. The interest paid to the client is already reduced by the 15% tax paid by Inbank on your behalf.